Liquid Credit
Payment financing
Audited
Vault APY
The annualized yield based on how much the vault share price changed over the last 30 days.
Formula
= current vault share price (NAV per share)
= vault share price 30 days ago
This is a rolling metric and updates daily.
TVL
$2.1M
Available networks
About
nLCRD provides on-chain exposure to a single-borrower, short-term payment financing facility, paying a fixed borrow rate on drawn capital. Funds are used to settle completed B2B cross-border payment t...Read more
Hourly on Weekdays
Security reviews
Yield type
No. of holders
28
Redemption fees
How the price grows
Yield is automatically reinvested and reflected in growing token price
$1.0771
+$0.069496 (+6.9% or 19.45% APY) in the last 137 daysPayment financing
Yield by world-class operators
Payment financing
98.04%
Short-term cash advances
US Treasuries
1.95%
Short-term U.S. government debt
Liquid assets
0.01%
Uninvested stablecoin liquidity
All yield assets live on Plume Network
Nest is built by the Plume team and runs natively on Plume Network, a real-world-asset blockchain that serves as the settlement layer to ensure institutional-grade security, regulatory alignment, and scalable settlement.
Audits & Security
Nest is designed to meet the highest standards of safety, transparency, and compliance
Frequently asked questions
Vaults earn yield from real-world assets. The rate of return depends on the income produced by those assets (e.g., interest, royalties, lease payments).
Yield is not guaranteed. Past performance does not guarantee future results.
Learn moreWhen you mint, you deposit stablecoins and receive vault tokens representing your share of the vault. Yield is reflected in the vault token price over time. When you redeem, you return vault tokens and receive stablecoins based on the current NAV. Redemption times depend on liquidity conditions. While redemptions can take up to 7 days, the average redemption time is around 30 minutes.
Learn moreKey risks include: credit risk from underlying assets, liquidity risk during redemptions, smart contract risk, and market risk affecting asset valuations. This is not a bank deposit and is not FDIC insured. You could lose some or all of your initially deposited stablecoins.
Learn moreThe vault token price (equivalant to NAV per share in traditional funds) changes over time as the value of the underlying assets changes and yield accrues. You do not need to claim or restake for performance to be reflected in the token price. The token price reflects the total value of assets divided by tokens outstanding.
Learn moreYes. The vault smart contracts have been audited by leading security firms including Macro, Pashov, and Spearbit. Audit reports are available in the Security section. However, audits do not guarantee the absence of all vulnerabilities.
Learn moreYes, vault tokens are standard ERC-20 tokens that can be used across DeFi. You can provide liquidity, use it as collateral on supported lending platforms, or transfer to other wallets.
Still have a question? Join our Discord
Balances
Total balance
$0.00
Avg. APY
Total earnings
$0.00
No positions
Your vault positions will appear here
Recent activity
No recent activity
Your transactions will appear here
Underlying assets on-chain
Asset
APY
Weight
TVL
Liquid Credit
Payment financing
98.04%
$2,013,547.07
Asset
Network
TVL
Allocation
Contract
Liquid Credit
Plume
$2,013,547.07
100.0%
0xcd...6786
Total
$2,013,547.07
100.0%
nTBILL
US Treasuries
1.95%
$40,122.49
Asset
Network
TVL
Allocation
Contract
nTBILL
Plume
$40,122.49
100.0%
0xe7...8cb9
Total
$40,122.49
100.0%
Liquid assets
0.01%
$218.08
Asset allocation over time
No. of assets
2
Sep 12, 2026
Liquid Credit
98.05%
nTBILL
1.95%
Structure and custody
Assets quality
Legal structure
Nest DAO LLC is a corporate entity in Republic of the Marshall Islands (RMI) with an international investment business license and an LEI number 254900BB9T1QYAT04892, which can be found on GLEIF:
https://search.gleif.org/#/record/254900BB9T1QYAT04892Asset issuers
Liquid Credit, Verto
Compliance & AML
Assets onchain
Auditor
Cantina, 0xMacro, Pashov, Spearbit
How the price grows
Yield is automatically reinvested and reflected in growing token price
Current token price
$1.0771
Total Value Locked TVL
Based on live onchain token price and supply
Current TVL
$2.1M
Vault activity
No. of transactions
in the last 7 days
Type | Wallet | Amount |
|---|---|---|
Redeem Requested Sep 11, 2026, 1:05 AM | 0x4adb...dab368 | -1,871.10 nLCRD -$0.00 |
Redemption Claimed Sep 5, 2026, 5:46 PM | 0x44e6...4edc2d | -28,039.58 nLCRD -$0.00 |
Redeem Fulfilled Sep 3, 2026, 2:02 PM | 0x44e6...4edc2d | -28,039.58 nLCRD -$0.00 |
Redemption Claimed Sep 2, 2026, 7:03 PM | 0x3553...da41c0 | -18,846.61 nLCRD -$0.00 |
Redeem Requested Sep 2, 2026, 6:06 PM | 0x44e6...4edc2d | -28,039.58 nLCRD -$0.00 |
Redemption Claimed Sep 2, 2026, 5:15 PM | 0xcec2...a11a1a | -198,022.13 nLCRD -$0.00 |
Redemption Claimed Sep 1, 2026, 8:15 PM | 0x593c...6388db | -107,958.71 nLCRD -$0.00 |
Redeem Fulfilled Sep 1, 2026, 8:15 PM | 0x593c...6388db | -107,958.71 nLCRD -$0.00 |
Redeem Requested Sep 1, 2026, 8:09 PM | 0x593c...6388db | -107,958.71 nLCRD -$0.00 |
Redeem Fulfilled Sep 1, 2026, 1:23 PM | 0x3553...da41c0 | -18,846.61 nLCRD -$0.00 |
nLCRD token holders
No. of wallets
28
Holder | Balance | Holder since |
|---|---|---|
1 0x...c5 | 1,276,576.32 nLCRD $0.00 | 1 May 2026 |
2 0x...db | 596,839.70 nLCRD $0.00 | 1 May 2026 |
3 0x...9f | 18,693.86 nLCRD $0.00 | 28 Aug 2026 |
4 0x...ab | 9,346.93 nLCRD $0.00 | 28 Aug 2026 |
5 0x...c2 | 1,871.10 nLCRD $0.00 | 22 Jan 2026 |
Yes
No
No
Yes
Yes
Yes
Deposit
$0.00
0.00 pUSD
Receive
$0.00
0.00 nLCRD
Exchange rate
Redemption time
~30 min (up to 7 days)
Vault reached full TVL capacity and minting is currently not possible. New deposits open as users redeem.